Average cost of auto insurance ?! 20YO?

We have joint appropriate and physical custody and we both reside in florida.

I have been covered for three years. Our bf desires to obtain a vehicle but without any no claims reward he’s currently getting quotes in excess of 3000 about the most elementary insurance . I have tried to have prices online to get him on my insurance-but operating seperate cars also it looks I cannot try this online. Have you got to really phone up them? Because it’s less headache”May an insurance provider consider a simple mazda 3 a sports car? like not really a mazda 3 speed”My sweetheart and that I equally have comprehinsive car insurance on our seperate vehicles… Does this enable us to drive each others vehicles too? I dont know if theres an age limit to it